{"id":2300,"date":"2023-08-08T22:38:14","date_gmt":"2023-08-08T22:38:14","guid":{"rendered":"https:\/\/www.catherinerahal.com\/?p=2300"},"modified":"2023-08-12T22:55:27","modified_gmt":"2023-08-12T22:55:27","slug":"points-de-fidelite-deces-et-mentions-legales","status":"publish","type":"post","link":"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/","title":{"rendered":"Points de fid\u00e9lit\u00e9, d\u00e9c\u00e8s, et mentions l\u00e9gales"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2300\" class=\"elementor elementor-2300\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0da2b36 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0da2b36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f2a7fb1\" data-id=\"f2a7fb1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b98e05e elementor-widget elementor-widget-text-editor\" data-id=\"b98e05e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Beaucoup d&rsquo;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Les plus populaires sont les cartes d&rsquo;\u00e9picerie et de pharmacie, telles que PC Optimum au Canada, ou Shop-Rite et d&rsquo;autres \u00e9piceries et pharmacies aux \u00c9tats-Unis. Les avantages li\u00e9s aux milles a\u00e9riens et aux voyages sont \u00e9galement courants &#8211; on pense notamment aux programmes Air Miles et Aeroplan.<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">Ces programmes affichent g\u00e9n\u00e9ralement sur leur site web des instructions sur la marche \u00e0 suivre en cas de d\u00e9c\u00e8s du titulaire de la carte. Les conditions varient d&rsquo;un programme \u00e0 l&rsquo;autre. Certains points sont transf\u00e9rables, d&rsquo;autres non.<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">La meilleure fa\u00e7on d&rsquo;obtenir des informations correctes est de s&rsquo;adresser directement au fournisseur de la carte. Certains articles publi\u00e9s en ligne communiquent des informations, mais leur exactitude peut \u00eatre sujette \u00e0 caution ou les choses peuvent avoir chang\u00e9 depuis la r\u00e9daction de l&rsquo;article.<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">En prenant l&rsquo;exemple de PC Optimum, je suis all\u00e9 directement sur leur site web. Dans les conditions d&rsquo;utilisation, j&rsquo;ai trouv\u00e9 ce qui suit :<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\"><em>\u00c0 l\u2019enti\u00e8re discr\u00e9tion de SCPI, vous pouvez \u00eatre autoris\u00e9 \u00e0 transf\u00e9rer vos points&nbsp;<\/em><em>PC Optimum<sup>MC<\/sup>&nbsp;\u00e0 un autre membre du programme. Au moment du d\u00e9c\u00e8s d\u2019un membre du programme, le compte du membre est cl\u00f4tur\u00e9 et le solde des points&nbsp;PC Optimum<sup>MC<\/sup>&nbsp;du compte est annul\u00e9. En cas de divorce ou de r\u00e9partition des biens familiaux, les points&nbsp;PC Optimum<sup>MC<\/sup>&nbsp;sont indivisibles.<\/em><\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">J&rsquo;ai ensuite demand\u00e9 \u00e0 l&rsquo;assistant virtuel (Chatbot), qui m&rsquo;a propos\u00e9 ceci :<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\"><em>En cas de d\u00e9c\u00e8s d&rsquo;un membre, l&rsquo;ex\u00e9cuteur testamentaire doit \u00eatre celui qui demande l&rsquo;annulation du compte et le transfert du solde des points.<\/em><\/p>\n<p style=\"font-weight: 400;\"><em style=\"letter-spacing: 0px;\">L&rsquo;ex\u00e9cuteur testamentaire doit \u00eatre en mesure d&rsquo;authentifier le compte avec l&rsquo;adresse courriel ou le num\u00e9ro de carte du membre. Sans ces informations, nous ne pouvons pas vous aider.<\/em><\/p>\n<p style=\"font-weight: 400;\"><em>Nous avons besoin de deux documents pour soumettre une procuration et fermer le compte. Un certificat de d\u00e9c\u00e8s et le certificat de nomination par le tribunal pour l\u00e9gitimer la pr\u00e9tention que vous \u00eates l&rsquo;ex\u00e9cuteur testamentaire de la succession.<\/em><\/p>\n<p style=\"font-weight: 400;\"><em>Choses \u00e0 garder \u00e0 l&rsquo;esprit : &nbsp;Un acte de d\u00e9c\u00e8s ne suffit pas pour revendiquer le droit de r\u00e9partir les biens du d\u00e9funt. Tous les points restants seraient transf\u00e9r\u00e9s au membre de la famille\/conjoint vivant ou selon les directives de l&rsquo;ex\u00e9cuteur testamentaire.<\/em><\/p>\n<p style=\"font-weight: 400;\"><em>Pour soumettre vos documents, vous pouvez nous contacter en envoyant un message avec le lien ci-dessous. Le temps de r\u00e9ponse moyen est de 3 jours ouvrables.<\/em><\/p>\n<p style=\"font-weight: 400;\">Ce type d&rsquo;information devrait \u00eatre disponible sous une forme ou une autre sur chaque site de carte de fid\u00e9lit\u00e9. Au minimum, vous devriez pouvoir trouver un num\u00e9ro de t\u00e9l\u00e9phone ou une adresse \u00e9lectronique qui vous conduira au bon endroit.<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">Invariablement, certains sites fonctionneront bien et vous faciliteront la t\u00e2che, mais il y en aura forc\u00e9ment au moins un qui sera difficile et frustrant. J&rsquo;ai d\u00fb travailler un peu pour trouver ce que je voulais chez PC Optimum.<\/p>\n<p style=\"font-weight: 400;\">\n<\/p><p style=\"font-weight: 400;\">Ce n&rsquo;est qu&rsquo;un exemple. V\u00e9rifiez votre portefeuille et notez les cartes que vous poss\u00e9dez. Prenez ensuite un peu de temps pour savoir ce qui se passe lorsque le titulaire d&rsquo;une carte d\u00e9c\u00e8de. Ce type d&rsquo;information sera un compl\u00e9ment utile \u00e0 vos listes. Et tant que vous y \u00eates, d\u00e9barrassez-vous des cartes qui ont expir\u00e9 ou que vous n&rsquo;utilisez plus.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb0a3f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb0a3f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ccb8ff\" data-id=\"0ccb8ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5de1b48 elementor-widget elementor-widget-image\" data-id=\"5de1b48\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"620\" height=\"349\" src=\"https:\/\/www.catherinerahal.com\/wp-content\/uploads\/2023\/08\/image.jpeg\" class=\"attachment-large size-large wp-image-2307\" alt=\"\" srcset=\"https:\/\/www.catherinerahal.com\/wp-content\/uploads\/2023\/08\/image.jpeg 620w, https:\/\/www.catherinerahal.com\/wp-content\/uploads\/2023\/08\/image-300x169.jpeg 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Beaucoup d&rsquo;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Les plus populaires sont les cartes d&rsquo;\u00e9picerie et de pharmacie, telles que PC Optimum au Canada, ou Shop-Rite et d&rsquo;autres \u00e9piceries et pharmacies aux \u00c9tats-Unis. Les avantages li\u00e9s aux milles a\u00e9riens et aux voyages sont \u00e9galement courants &#8211; on pense notamment aux programmes Air [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[13],"tags":[],"class_list":["post-2300","post","type-post","status-publish","format-standard","hentry","category-non-classifiee"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Points de fid\u00e9lit\u00e9, d\u00e9c\u00e8s, et mentions l\u00e9gales &#8211; Catherine Rahal<\/title>\n<meta name=\"description\" content=\"Beaucoup d&#039;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Les plus populaires sont les cartes d&#039;\u00e9picerie et de pharmacie, telles que Beaucoup d&#039;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Ces programmes affichent g\u00e9n\u00e9ralement sur leur site web des instructions sur la marche \u00e0 suivre en cas de d\u00e9c\u00e8s du titulaire de la carte.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Points de fid\u00e9lit\u00e9, d\u00e9c\u00e8s, et mentions l\u00e9gales &#8211; Catherine Rahal\" \/>\n<meta property=\"og:description\" content=\"Beaucoup d&#039;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Les plus populaires sont les cartes d&#039;\u00e9picerie et de pharmacie, telles que Beaucoup d&#039;entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. Ces programmes affichent g\u00e9n\u00e9ralement sur leur site web des instructions sur la marche \u00e0 suivre en cas de d\u00e9c\u00e8s du titulaire de la carte.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\" \/>\n<meta property=\"og:site_name\" content=\"Catherine Rahal\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-08T22:38:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-12T22:55:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.catherinerahal.com\/wp-content\/uploads\/2023\/08\/image.jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/#\/schema\/person\/87c35ab1c68583b4a5812ffc6c7e5d94\"},\"headline\":\"Points de fid\u00e9lit\u00e9, d\u00e9c\u00e8s, et mentions l\u00e9gales\",\"datePublished\":\"2023-08-08T22:38:14+00:00\",\"dateModified\":\"2023-08-12T22:55:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\"},\"wordCount\":586,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/#organization\"},\"articleSection\":[\"Non classifi\u00e9(e)\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\",\"url\":\"https:\/\/www.catherinerahal.com\/fr\/points-de-fidelite-deces-et-mentions-legales\/\",\"name\":\"Points de fid\u00e9lit\u00e9, d\u00e9c\u00e8s, et mentions l\u00e9gales &#8211; Catherine Rahal\",\"isPartOf\":{\"@id\":\"https:\/\/www.catherinerahal.com\/fr\/#website\"},\"datePublished\":\"2023-08-08T22:38:14+00:00\",\"dateModified\":\"2023-08-12T22:55:27+00:00\",\"description\":\"Beaucoup d'entre nous poss\u00e8dent des cartes de collection de diff\u00e9rentes sortes. 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